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Mortgage interest rates in U.S. have been swinging wildly in the past few months. There are clearly very important factors causing the swings. One obvious factor is federal reserve action. Another is consumer spending. Other factors include GDP or gross domestic product, consumer confidence and unemployment.In the coming months, economists and industry leaders are expecting not-so-good mortgage rates predictions. They expect that mortgage rates continue to be volatile and quite unpredictable in...

Mortgage rates have been all over the place this year, but recently have gone up. Homeowners who are able to refinance or modify their home loan when interest rates are lowest, stand to save the most money. Here are my mortgage rate predictions for 2009, and how I came to them:Although still considered low, right now mortgage rates for a typical 30 year fixed rate mortgage are around 5.19%. This is a little higher than earlier in the year when mortgage rates were 4.69% for the same loan....