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There are four common reasons why most people do not have health insurance or health plans. These four reasons are: (1) You are self employed. (2) You are unemployed. (3) Your current job does not offer coverage. (4) You have been released from your parents' coverage. Whatever the reason may be, it is important for you to get covered.While doing some research on healthcare, you may come across two different types of medical coverage. The first is "health insurance" which includes HMO's, PPO's,...