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With all the disarray in the financial markets today, and with many more people than before finding themselves with a poor credit record, is it any wonder that the latest trend is to set up a credit repair company? Is it also strange, and rather unusual, that a US Federal Department has taken the time to warn people off using such credit repair companies, quoting that 'there is nothing that these credit repair companies can do that the individual can not do for themselves...' So, are these...