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Do you need temporary car insurance if you borrow somebody's car? Generally, if the owner of the car allowed you to drive it and the reason you drove it were for non-commercial reasons, the car insurance of the owner will cover you. However, it can help to have your own car insurance with a decent amount of liability coverage. Let's say that you are found to be at fault in an accident while driving a friend's car. You are responsible for $20,000 in damages to another car. If your friend's...

Why should anybody who doesn't own a car even bother about owning a car insurance policy. This is such a brilliant question. Owning a car insurance policy despite not having a car would be a smart decision in a number of situations to be discussed shortly.You may not need a personal car for your daily movements if you live in a big city with an efficient mass transit system. You can easily go to a car rental service whenever you want to go for a picnic or vacation.Along with providing you with...